Your keys are created and kept in this browser. Nothing secret is sent to the node.
Anyone with these words can spend your money, and without them a lost browser means lost money. This is the only time they are shown.
The network fee is set from the size of the payment, usually about 0.00005 IMN.
A shared wallet needs several people to approve each payment, for example any 2 of 3. Each person uses their own wallet; nobody hands over a key.
Balance: 0 IMN
The other members open the same wallet with this code:
The coins stay where they are. Keep the code to open it again.
You hold 0 spendable coins. Merging them into one keeps future payments small.
You will need your recovery phrase to get it back.