Internet Money
Testnet running Spend it · Save it · Build on it

One coin. Three jobs.

Paying, saving safely and making tokens, all built into the coin. No apps in between.

§1The idea
Spend it

Paid in seconds

Under a cent a payment. Nobody takes a cut.

Save it

Safe from thieves

Withdrawals wait. Your backup key can stop them.

Build on it

Your own token

Make one in a minute. Trade it with anyone.

§2Only here

Three things the big networks don't do.

Savings a thief can't empty.

Every withdrawal from a vault waits a day, or however long you choose. If it isn't you, your backup key cancels it.

Vault withdrawal waits 24 h Out backup key: cancel money goes back

Run a node, get paid.

A wallet or shop that runs its own node earns half the fee of every payment it handles.

Fee on a payment ½ to the miner ½ to your node Bitcoin, Ethereum and Kaspa: none to nodes

Built in, so there's less to break.

Elsewhere, tokens, trading and escrow are separate apps, each one more thing to trust. Here they're rules every node checks.

Elsewhere token app trading app escrow app chain Internet Money chain, with tokens, trading, escrow built in
§3Everything included

Spend it

  • New block every 5 secondsPaid almost at once
  • Under a cent a paymentWhatever the amount
  • Order numbersSee which order was paid
  • Refunds, not chargebacksGiving back is your choice
  • Escrow with a refereeReleased when goods arrive
  • SubscriptionsCancel any time; never overcharged
  • Shop pluginsWooCommerce, or a few lines of code

Save it

  • Savings vaultsA backup key stops theft
  • Shared walletsTwo of three must approve
  • No coins made in advanceEvery coin is mined
  • Fixed scheduleUnder 1% new coins a year after year 16
  • Final after 12 hoursNever undone after that
  • Mined on graphics cardsOpen to anyone with a gaming PC

Build on it

  • Your own tokenName it, set the amount, done
  • Built-in marketTrade at your price; nobody holds your money
  • Swaps with EthereumBoth sides happen, or neither
  • No smart contractsFar less code to go wrong
  • No bridgesNothing locked up with a middleman
  • Developer toolsSDK, examples, plain web API
§4How we compare

Others do one job well. We do all three.

Internet MoneyBitcoinEthereumKaspa
New block about every5 seconds10 minutes12 secondsunder a second
Coins made before launchNoneNoneYesNone
Mined on ordinary graphics cardsYesNoNo, stakedMostly not
Your own tokensBuilt inAdd-onsSmart contractsAdd-ons
Trading without an exchangeBuilt inNoAppsNo
Theft-resistant savingsBuilt inExperts onlySmart contractsNo
Nodes paid for serving usersHalf the feeNoNoNo

Our summary of each network's base layer, October 2026. Corrections welcome on GitHub.

§5Fair warning

This is a test network: its coins have no value and there's nothing to buy yet. It's young, and a full independent audit hasn't happened. We'd rather you knew.